Category Archives: Saving

We paid off our mortgage!

Well! We finally did it! We decided to pay off our house early. What an amazing feeling it is to know that a bank will  never foreclose on our home. Paying off the house was not an easy decision. A lot of factors played into if and when we were going to pay it off. Overall, I’m very happy with the decision. It’s been 1 month since we paid it off and not writing a check to a mortgage company this

How lighthouses will save your life

If you haven’t read my post about setting your financial goals, read that post before trying to understand these “lighthouses” that will help you achieve your FI goals. Lighthouses are used to guide a ship at sea or warn a ship of upcoming danger. As we journey through the seas of personal finance, these lighthouses will serve as beacons to lead you to the calm shores of early retirement. Before diving into each one, I want you to make a paradigm shift about

Financial Independence Goals

For most people, like me, financial independence (FI) is a journey that will make you question everything you’ve ever been taught about “how the world works”. FI will make you want to swim like a salmon going upstream. I’m not talking about living in a cardboard box or only showering the first Saturday of the month, I’m talking about challenging what the world tells you is normal. Challenge your way of life, the things that make you happy, the way you

How I started investing

My senior year in college I attended a church that offered Dave Ramsey’s Financial Peace University class, I followed along the classwork and that material really focused on alot of topics, but the class that stood out to me was getting out of debt. Having almost no money in my pocket along with student debt that was in the tens of thousands, I focused all of my attention and efforts into getting out of debt, determined that I would not carry along college debt into

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