Category Archives: Saving

Your relationship with money

If you had one million dollars, would you consider giving 10% to a charitable organization? Do you give now? How would your life change? The reality behind these questions reveals a shocking truth: Money doesn’t change you, it just makes you more of what you already are. If you do not learn how to master money, when you make more money it will leave as fast as it came. Instead, master money, and develop a healthy relationship with your wealth.   Money is

How we Fixer Upper’ed our house on a budget (part 2)

I hope you enjoyed seeing the renovation pictures in my previous post! Now I’m going to share with you my top 5 tips for renovating on a budget. Each tip is crucial to pulling off an awesome fixer upper and renovating your house on a budget. Whether you’re flipping a house or creating your dream house, you’ll learn some great ways to save BIG on your next renovation. Tip 1: Find a reliable contractor Notice that I didn’t say “best” or

How we Fixer Upper’ed our house on a budget (part 1)

Have you ever wanted to renovate your house on a budget? Earlier this year Emily and I bought a house near Waco, TX and renovated every square foot of it! From replacing the flooring to tearing out some walls, we did so much we could have filmed a show for Fixer Upper (also in Waco, TX)! According to, the average cost of a house (multiple room) remodel is about $35,000. I’m going to walk you through how we renovated OUR ENTIRE

Geo-arbitrage: 5 steps to 6 figures

You may be wondering, “what’s geo-arbitrage”? Geo-arbitrage is a simple concept discussed by Tim Ferris, author of the 4 Hour Work Week. Basically, you leverage differences between geographical markets to generate a return. That could be anything like moving to another county to increase your pay, or moving to another country to decrease your cost of living. A simple example could be taking a 6 month vacation in Mexico, where the cost of living is significantly cheaper. But, in my case, I

How to save BIG on your next vacation

What do you enjoy most about travelling? For some people, the pleasure of travelling is simply being in a specific location, like the beach or the mountains. For others, the pleasure of travelling is about enjoying the culture, like the people and food. No matter why you enjoy travelling, there can be high costs associated with your travel destination. But you don’t have to go into debt to go on that fancy vacation. Do not let the high cost of travel stop your vacation plans. I’m

My experience living in a tiny “home” office

When I graduated from college I was completely broke. I traveled from Seattle to Boston to start my first job as an engineer. I had about $100 dollars in my pocket when I landed in Boston, and spent $20 on the taxi from the airport to my hotel. The hotel was $50 a night and I realized the next morning I was quickly running out of cash. As I closed my hotel room door to go to orientation, I realized I would be

Are you eating away your retirement?

Picking up a cup of coffee on your way to work? Going out to eat this weekend? Before you drop $5 on that venti caramel frappuccino or $30 on a night out, make sure you’re not eating away your retirement. A few weeks ago, Emily and I went through our June budget and noticed that we had spent over $750 dollars that month on food. $750 dollars! After going through our budget we realized the culprit was eating food outside the home

Budgeting: Telling your dollars where to go

Are you spending more than you make? Does your checking amount seem to be dwindling down more and more every month? Many Americans live paycheck to paycheck, meaning that if their next paycheck didn’t come in, for whatever reason, they would be facing a financial crisis. Do you know where your dollars go each month? Knowing and telling your money where to go is one of the most powerful tools that will help you build wealth. Remember, money is a

You Don’t Get What You Deserve, You Get What You Negotiate

Every dollar you save can be used as a tool to further your financial independence goals. If you want to learn how to navigate through life and have money work for you, you must learn to negotiate. Negotiation simply means that a “win-win” is achieved and both parties compromise to a mutually agreed upon decision. Let’s take the very simple example of you buying a house. If someone is selling their house for $100,000 and you think that $95,000 is

Why you can’t afford to sell your house

If you’re thinking about upgrading to a newer house, don’t! I’ll show you why in just a few minutes. But first, I want to tell you a story about real estate. Real estate can be an amazing and powerful investment tool. A tool like buying a foreclosure and flipping it for profit, or buying a house, renting it and having rental income. On the other hand, though, real estate can also be a very real money pit, and does not always go

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